Checking account tracking

Processing times

“Urgent” mode in 10 days, “Standard” mode in 20 working days.

Description

The Debtor Current Account Trace is a service that allows you to obtain information on the existence of bank or postal current accounts in the name of a natural or legal person.

Who can request it?

The Debtor Current Account Trace can be requested for natural persons resident or domiciled in Italy and for legal persons (joint companies, joint stock companies, limited liability companies and associations) with registered office in Italy.

What does the service include?

Two types of tracking are available:

1. Basic Tracing: Includes indication of residence or registered office, and information on active bank and postal accounts.

2. Rintraccio Plus: In addition to the basic Rintraccio information, it also includes data on online current accounts, savings accounts, deposit accounts and account cards with IBAN.

When is it useful to request the service?

The Debtor Current Account Tracing service is particularly useful in the case of judicial enforcements, debt collection and inheritances. It can be requested by law firms specializing in debt collection, bankruptcy trustees, or in the case of inheritances when you want to check whether the deceased was the owner of current accounts of which the heirs were not aware.

Important information:

Given the sensitivity of the matter, bank tracing can only be requested if a credit or other right is claimed against the person for whom the tracing is requested. It is advisable to indicate the details of the sentence or enforcement proceedings in the notes of the request. Requests that do not comply with these requirements will not be taken into consideration.

It should be noted that this type of activity is carried out by an external partner company with regular authorization pursuant to art. 134 TULPS It is not possible to verify the existence of debit cards or rechargeable credit cards, only those with an IBAN can be traced. All joint accounts are excluded from the investigation.

For investigations aimed at successions, the research can only be carried out on subjects who died in the previous 12 months and it is necessary to document that they are heirs of the subject for whom the investigation is being carried out.

For further information or clarifications on Debtor Current Account Tracing, you can send your requests from the "contact us" page.